Serverless computing lets developers run code without provisioning or managing servers. Despite the name, servers still exist, but the cloud provider handles them entirely. You write functions, upload them, and the platform runs them on…
Security is the most common concern organizations raise about the cloud, and it is also one of the most misunderstood. Major providers invest heavily in protecting their infrastructure, yet most cloud breaches trace back to…
Cloud computing means using computing resources such as servers, storage, databases and software over the internet, instead of owning and maintaining them yourself. You rent what you need, use it when you need it, and…
Sending money across borders has traditionally been slow, expensive and confusing. A transfer might pass through several banks, each adding fees and delays, and the final amount received could be a surprise. Financial technology is…
Governments and central banks around the world are studying, testing and in some cases launching digital versions of their national currencies. These are known as central bank digital currencies, or CBDCs. They have attracted a…
Traditionally, banks sit between people who save money and people who need to borrow it. Peer-to-peer (P2P) lending platforms offer a different model. They use technology to connect borrowers directly with individual or institutional lenders,…
Financial institutions operate under a dense web of rules covering everything from customer identification to data protection and reporting. Keeping up with those rules manually is slow, costly and error-prone. Regulatory technology, usually called RegTech,…
Waiting days for a bank transfer to arrive is becoming a thing of the past. Real-time payment systems allow money to move between bank accounts within seconds, around the clock, including weekends and holidays. Many…
Have you ever bought something on a ride-hailing app, financed a purchase at an online checkout or insured a product with one click? If so, you have already used embedded finance. It is the practice…
Paying with a phone has become routine in many parts of the world. Digital wallets store your payment details securely and let you pay in stores, in apps and online with a tap or a…
